Auto Insurance Agency

Liability Insurance for auto typically covers bodily injury and property damage that you may cause to others while driving your vehicle. It helps cover the costs of medical bills, legal fees, and property repair or replacement for the other party involved in an at-fault accident. This type of insurance does not cover your own medical expenses or repair costs for your own vehicle. Liability insurance for auto provides essential protection for drivers by offering different coverage limits and options to meet individual needs. We understand the importance of safeguarding our clients from potential financial hardships in the event of a covered accident, and our agents are dedicated to helping them navigate the complexities of auto insurance.

Collision coverage is a type of auto insurance that helps pay for the cost of repairing or replacing your vehicle if it is damaged in a collision with another vehicle or object, such as a tree or a guardrail. Poole & Jackson Insurance offers collision coverage as part of our comprehensive auto insurance policies, providing our clients with financial protection in the event of an accident. This coverage is especially important if your vehicle is financed or leased, as it can help you avoid significant out-of-pocket expenses to repair or replace your car. Our team at poolejackson is dedicated to helping our clients understand their coverage options and choose the right policies to meet their individual needs and budget.

Some auto insurance policies offer coverage for rental cars, but it's often limited to liability coverage and may not extend to comprehensive or collision coverage. If you frequently rent cars, consider purchasing a separate rental car insurance policy or using a credit card that offers rental car insurance coverage as a benefit.

The type of auto insurance you need depends on your individual circumstances and preferences. Typically, most drivers opt for a combination of liability, collision, and comprehensive coverage. Liability insurance covers damage you may cause to others or their property in an accident. Collision insurance pays for damages to your own vehicle in a collision with another vehicle or object. Comprehensive insurance covers damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters. To determine the best coverage for you, consider factors such as your vehicle's value, your budget, and any specific risks you want to protect against. Consulting with an insurance agent can help you tailor a policy that meets your needs.

If you use your car for business purposes, such as transporting goods, delivering food, or driving clients, you likely need a commercial auto insurance policy. This type of policy provides coverage for vehicles used for business activities and typically includes higher liability limits to protect you and your business assets. It's important to discuss your specific usage with an insurance agent to ensure you have adequate coverage for both personal and business-related driving.

Yes, many insurance providers offer specialized coverage options for classic and antique cars. These policies often take into account the vehicle's age, value, and usage patterns.

Full coverage refers to an insurance policy that includes both liability coverage and comprehensive and collision coverages. Liability coverage protects you financially if you are found responsible for causing injury or damage to others in an accident. Comprehensive coverage pays for damages to your vehicle from non-collision incidents such as theft, vandalism, or natural disasters. Collision coverage handles the cost of repairs to your car if it's damaged in an accident with another vehicle or object. By combining these coverages, full coverage ensures extensive protection, safeguarding you against a wide range of potential risks. Our dedicated team at Poole Jackson is here to tailor these coverages to meet your specific needs and provide peace of mind on the road. You can learn more by watching this video. https://youtu.be/rcV8pLDc5L8?si=xdLDexGXLhf9wiRR