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Renters Insurance Michigan

Personal Property Protection

Whether it’s your beloved guitar or your fancy tech gadgets, we cover your personal belongings against theft, damage, and loss.

Liability Coverage

If someone gets injured in your rental or you accidentally damage someone else's property, we’ll handle the costs.

Loss of Use

If your place becomes uninhabitable due to a covered event, we’ll take care of your additional living expenses while you find a new home.e’ll handle the costs.

Medical Payments to Others 

Covering minor medical costs if a guest gets injured at your place, even without a lawsuit.

So, have you ever heard of renters insurance? It's basically an insurance policy that provides coverage for people who rent their living space. It's a great way to protect your personal belongings, cover liability, and even provide additional living expenses in case of damage or loss. If you're renting a home or apartment, getting renters insurance is definitely something to consider!

What is the primary difference between homeowners insurance and renters insurance?

The primary difference between homeowners insurance and renters insurance lies in what they cover and who needs them:

 

Homeowners Insurance

This type of insurance is for individuals who own their home. It provides coverage for the structure of the home itself (the building) and the owner's personal belongings inside it. Homeowners insurance also includes liability coverage, which protects the homeowner against legal claims if someone is injured on the property or if the homeowner accidentally causes damage to someone else's property.

Renters Insurance

This type of insurance is for individuals who rent their living space. Renters insurance does not cover the structure of the building since that is the responsibility of the landlord's insurance. Instead, it provides coverage for the renter's personal belongings inside the rented space. Similar to homeowners insurance, renters insurance also includes liability coverage to protect the renter against legal claims for injuries or property damage they might accidentally cause.

In summary, the key distinction is that homeowners insurance covers both the physical structure and personal belongings, whereas renters insurance covers only personal belongings and liability for renters.

FAQS

It's not about the sale; it's about helping people. If you're still scratching your head with questions, explore our FAQs below.

  • What types of insurance do you offer?
    We offer a wide range of insurance products including but not limited to: auto insurance, home insurance, life insurance, business insurance, health insurance, and specialty insurance policies tailored to specific needs.
  • How do I get a quote for insurance coverage?
    To obtain a quote for insurance coverage, you can visit our call us at (248)443-0000, or fill out the online quote form. This form will ask for details such as your personal information, the type of coverage you are seeking, the value of the assets to be insured, and any specific requirements you may have. Once you have submitted the form, one of our experienced agents will review the information provided and gather any additional details needed to provide an accurate quote. Alternatively, you can also contact us directly by phone or in person to discuss your insurance needs and obtain a quote tailored to your specific requirements. At poolejackson, we prioritize personalized service and are committed to finding the right insurance coverage that meets your needs and provides peace of mind.
  • Are there any discounts available?
    Yes, we offer a variety of discounts to help our clients save on their insurance premiums. We provide multi-policy discounts for customers who have multiple insurance policies with us, such as auto and home insurance. Additionally, we offer discounts for safe drivers, good students, and loyal customers. Our goal is to ensure that our clients have access to affordable insurance options while still receiving comprehensive coverage and excellent service. Please reach out to one of our agents to discuss the specific discounts available to you and how we can tailor a policy to meet your needs.
  • How long has Poole & Jackson Insurance Agency been in business?
    Poole & Jackson Insurance Agency has been serving the community since 2000. With over two decades of experience, we have been committed to providing personalized insurance solutions and exceptional customer service to our clients. Our long-standing presence in the industry reflects our dedication to building strong, lasting relationships with our clients and our expertise in navigating the ever-changing insurance landscape. Whether you are seeking personal insurance coverage or business insurance solutions, you can trust Poole & Jackson to protect what matters most to you.
  • Can I switch my insurance to Poole & Jackson Insurance Agency?
    Yes, absolutely! At Poole & Jackson Insurance Agency, we understand that your insurance needs may change over time, and we are committed to making the transition as smooth as possible for you. Whether you are looking to switch from your current insurance provider or add additional coverage, our team of experienced and knowledgeable agents is here to assist you every step of the way. We offer a wide range of insurance products, including auto, home, life, and business insurance, and we pride ourselves on providing personalized solutions tailored to your specific needs. To get started, simply contact us for a consultation, and we will work with you to assess your current coverage, discuss your options, and seamlessly transfer your insurance to Poole & Jackson. Our goal is to provide you with peace of mind and financial protection, so you can feel confident in your decision to trust us with your insurance needs.
  • Are your agents licensed and experienced?
    Yes, we are committed to providing our clients with the highest quality of service. That's why all of our agents are licensed professionals with extensive experience in the insurance industry. Our team undergoes regular training and stays up-to-date with the latest trends and changes in the insurance market to ensure that they can offer you informed and expert advice. You can trust that when you work with Poole & Jackson, you are working with knowledgeable and qualified professionals who have your best interests at heart.
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